尚处于“初级阶段”的住房公积金制度,其作用还远未充分发挥,不能因其管理过程中出现的一些问题,就促其“夭折”随着住房公积金在归集、支取、管理、贷款等方面存在问题的逐渐曝光,各方对住房公积金的议论渐多,有观点认为住房公积金应取消,因为广大中低收入者的“购房难”并未因这一推行十多年的制度而缓 Still in the “primary stage” of the housing provident fund system, its role is far from giving full play to its management process can not be some problems arise, promote its “premature death” With the housing provident fund in the collection, withdrawal, management, loans, etc. There are problems gradually exposed, the parties on the accumulation of more funds, there is a view that the housing accumulation fund should be canceled, because the majority of low-income people, “housing difficult” is not due to the implementation of the system more than a decade