一位从事研究百万富翁发迹史的专家认为：“富裕是勤奋工作、坚持不懈的结果，最重要的是自律。”如果把拥有１００万美元的财产视为富翁的话，这也许是普通美国人都能做到的事。有人认为，现在美国大约有５００万个家庭拥有１００万美元的财富，其中８０％的人属第一代致富者 An expert who studies the history of millionaires says: “Wealth is the result of hard work, perseverance, and most importantly self-discipline.” Perhaps the average American if you own $ 1 million in assets, Can do it. Some people think that now about 5 million U.S. households have $ 1 million in wealth and 80% of them are first generation rich