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监管部门需引导银行业金融机构,共同努力提升金融消费者的知识水平,打击互联网欺诈行为,为网络支付环境的健康发展提供充足条件近年来,作为在线资金支付的一种新兴方式,网络支付利用互联网信息技术完成交易信息传输,在开放的系统平台上完成安全验证与资金支付,突破了时间和空间限制,提高了资金使用效率。目前,网络支付方式呈现多层次、多元化的特点,既有银行主导开发的网银支付、银行卡快付、协议支付等,也有第三方支
Regulators need to guide banking financial institutions to work together to raise the level of knowledge of financial consumers and combat internet frauds, and provide sufficient conditions for the healthy development of online payment environment. In recent years, as an emerging way of online payment of funds, online payment utilization Internet information technology completes transaction information transmission, completes security verification and fund payment on an open system platform, breaks through time and space constraints, and improves the efficiency of fund use. At present, online payment methods are characterized by multiple levels and diversification. There are online banking payment, bank card payment, and agreement payment developed by banks, as well as third-party support.