随着我国社会主义市场经济的发展和市场经济体系的逐步完善 ,银行业提供的个人金融服务在总量和形式上发生了巨大变化 ,零售业务和个人银行业务取得迅猛发展 ,业务品种已经从获得利息为主的储蓄存款发展到支付、结算、外汇买卖、综合理财、贷款融资等全方位、多层次的服务。消 With the development of China’s socialist market economy and the gradual improvement of the market economy system, the personal financial services provided by the banking industry have undergone tremendous changes in the total amount and form. The retail business and personal banking business have witnessed rapid development. The business variety has been obtained from Interest-based savings deposits have evolved into full-scale and multi-level services such as payment, settlement, foreign exchange trading, comprehensive wealth management and loan financing. Cancel