高温险,也叫37℃高温险,即指在保险期间内,因被保险人所处的投保区域高温天数超过合同约定的免赔天数,导致被保险人需额外支出生活成本的,保险人按照保险合同约定在保险金额内给付保险金。高温险的保险期限为二十四节气中的夏至至处暑,保费为10元/份,保额上限不超过100元,可重复购买。该保险通过互联网自动理赔,赔款自动打到保费的支付账户。 High-temperature insurance, also known as high-temperature risk of 37 ℃, refers to the insured period, because the insured is located in the insurance area exceeds the number of days the number of days of delaying contractual deduction, resulting in the insured person to spend additional costs of living, the insurer in accordance with The insurance contract provides for the payment of insurance money within the insured amount. High-temperature insurance insurance period of 24 solar terms in summer solstice sunstroke, premium is 10 yuan / share, the maximum sum insured does not exceed 100 yuan, can be purchased repeatedly. The insurance claims automatically through the Internet, indemnity automatically hit the premium payment account.