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据悉,2010年11月3日,住房部、财政部、央行、银监会联合印发《关于规范住房公积金个人住房贷款政策有关问题的通知》。通知指出,部分房价过高、上涨过快的城市,使用住房公积金个人住房贷款购买首套普通自住房,套型建筑面积在90平方米以下的(包含90平方米),贷款首付款比例不得低于20%,套型建筑面积在90平方米以上的(不包含90平方米),贷款首付比例不得低于30%;一些缴存职工使用住房公积金个人贷款购买第二套及以上住房,并非完全用于自住,不符合《住房公积金管理条例》规定,影响住房公积金发挥互助作用和制度公平,全面叫停第三套住房公积金贷款,并将第二套住房公积金个人住房贷款首付款不得低于
It is reported that on November 3, 2010, the Ministry of Housing, the Ministry of Finance, the Central Bank and the China Banking Regulatory Commission jointly issued the “Notice on Regulating the Housing Accumulation Fund Individual Housing Loans Policy Issues.” The circular pointed out that some cities whose prices are too high and rise too fast use the housing provident fund to purchase the first set of ordinary self-housing loans and the dwelling size below 90 square meters (including 90 square meters) should not be lower than the down payment At 20%, the dwelling size of the building area of 90 square meters (excluding 90 square meters), the proportion of down payment of loans should not be less than 30%; some deposit employees to use housing provident fund personal loans to buy second and more housing is not complete For self-occupied, does not meet the “Housing Fund Management Regulations”, affecting the housing accumulation fund play a mutual aid role and system of fairness, a total halt the third set of housing provident fund loans, and the second set of housing provident fund personal housing loans down payment not less than