助学贷款是一件对教育、金融都有利的新生事物,应该受到全社会的呵护和培育。在开始推行的过程中,出现了这样或那样的问题也在所难免,片面谴责银行怕“风险”或少数学生不履约,都无助于把这件好事办好。关键是要找出症结所在,各方通力协作,使银行和贫困学生都能“各得其所”。 The student loan is a new thing beneficial to both education and finance and should be nurtured and nurtured by the whole society. It is inevitable that one or more problems have arisen in the process of starting implementation. One-sided condemnation of banks for fear of “risk” or the failure of a few students to fulfill their obligations will not help to handle the good thing. The key is to find out where the crux of the problem lies. All parties work together so that both the bank and the poor students can “get what they want.”