1商业信用风险控制应收款项的控制与对策(1)建立信用管理部门或专人负责或建立赊销责任制度。(2)制定应收款管理制度,如:选择适当的信用标准:确定合理的信用期限,拟定恰当的付现折扣标准;研究妥善的收帐方法;建立与客户对帐制度,通过经常对帐,了解客户付款的及时程度。(3)对客 A commercial credit risk control receivables control and Countermeasures (1) the establishment of credit management department or a person responsible for or set up a credit liability system. (2) Develop a receivables management system, such as: Select the appropriate credit standards: to determine a reasonable credit period, to develop appropriate pay-as-you-go discount standards; to study the proper collection method; establish customer reconciliation system, through regular reconciliations , Understand the timely payment of customers. (3) on the customer