有一种说法:保险是穷人买不起,富人用不着。此言差矣!且不说穷人一年花几十块钱就能买份意外伤害险,而其实富人也是需要保险的,正如今年福布斯榜上有名的华人首富李嘉诚所言:“别人都说我很富有,拥有很多的财富,其实真正属于我个人的财富是给自己和亲人购买的充足的人寿保险。”对于那些收入丰厚的企业老板来说,他们应该进行怎样的保险规划呢? There is a saying: insurance is the poor can not afford, the rich do not need. Not to mention poor people spend tens of dollars a year can buy a copy of accidental injury insurance, but in fact the rich also need insurance, as this year’s Forbes list of Chinese richest man Li Ka-shing said: “Everyone else To say that I am rich and have a lot of wealth, in fact, really my personal wealth is sufficient life insurance for myself and my loved ones. ”What insurance plans should they make for those rich business owners?