中国人民银行“超级网银”系统凭借其强大的功能,实现了各商业银行网银系统的互联互通,用户可以通过“超级网银”完成多家银行账户管理、跨行资金汇划等金融活动,提高了银行服务效率。但超级网银授权签约交易的安全性等问题也颇受公众关注,若处理不当,则易引发商业银行被诉风险,应引起各商业银行的高度重视。对此,商业银行应通过有效的信息披 With its powerful functions, the People’s Bank of China and the “super online banking system” have realized the interconnection and interoperability of online banking systems of various commercial banks. Users can complete financial activities such as bank account management and inter-bank financial remittance through “super online banking” , Improve the efficiency of banking services. However, issues such as the security of super online banking authorized subscription transactions are also well received by the public. If they are handled improperly, risks of being sued by commercial banks are easily aroused and all commercial banks should attach great importance. In this regard, commercial banks should adopt effective information disclosure