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近年来我国商业银行取得了较快的发展,随着商业银行业务范围的不断扩大,商业银行财务管理工作的重要性越发体现出来。商业银行财务分析是为了与现代银行财务管理的需求而产生的一种方法。商业银行财务分析工作的好坏会对商业银行整体经营管理水平带来较大的影响。因此需要做好商业银行财务分析工作,构建现代化的财务分析体系,从而有效的提高商业银行的财务管理水平。文中从财务分析概述入手,并进一步对商业银行做好财务分析的具体措施进行了阐述。
In recent years, China’s commercial banks have achieved rapid development. With the continuous expansion of the business scope of commercial banks, the importance of the financial management of commercial banks has been increasingly reflected. Commercial Bank Financial Analysis is a method that arises in response to the needs of modern bank financial management. The quality of commercial banks’ financial analysis will have a great impact on the overall management level of commercial banks. Therefore, it is necessary to do a good job in the financial analysis of commercial banks and construct a modern financial analysis system so as to effectively improve the financial management of commercial banks. This article starts with an overview of financial analysis, and further elaborates on the concrete measures for commercial banks to do financial analysis.