信用是信贷的基础,也是沟通商业银行和企业的桥梁。随着市场经济的发展和现代企业制度的建立,企业,尤其是国有企业的资质状况对我国专业银行向商业银行的转变影响重大。因此,商业银行对国有企业信用的评估工作,已成为商业银行内部职能建设的重要内容。 Credit is the foundation of credit and a bridge between commercial banks and enterprises. With the development of market economy and the establishment of modern enterprise system, the qualification status of enterprises, especially state-owned enterprises, has a significant impact on the transformation of our country’s specialized banks to commercial banks. Therefore, the evaluation of the credit of state-owned enterprises by commercial banks has become an important part of the internal functions of commercial banks.