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近年来,伴随着食品安全事故的高频多发,重大食品安全事故的灾后补偿问题凸显。基于对应急资金保障的准公共物品属性探讨,强调了商业保险在重大食品安全事故应急资金保障机制中不可或缺的地位。在剖析发达国家食品安全事故应急资金保障模式的基础上,深入分析我国应急资金保障不足的根源,提出了实施食品安全附条件强制责任保险制度,并建立风险保障基金的重大食品安全事故应急资金保障机制。
In recent years, with the high frequency of food safety accidents, the issue of post-disaster compensation for major food safety accidents has become prominent. Based on the discussion of the properties of quasi-public goods for the emergency fund support, it emphasizes the indispensable position of commercial insurance in the emergency funding mechanism for major food safety accidents. On the basis of analyzing the mode of emergency funds for food safety accidents in developed countries, the paper deeply analyzes the causes of the shortage of emergency funds in our country, puts forward the implementation of the compulsory mandatory liability insurance system for food safety and the establishment of a contingency fund for major food safety accidents mechanism.