改革开放,特别是中国加入世贸组织以后,中国的投资额和出口额都有明显提高,而消费水平却长期低于世界平均水平,这在金融危机全面爆发后成为制约中国经济发展的一个重要因素。本文分析了中国消费水平持续低迷的特征,认为贫富差距扩大,居民收入水平低下和较高的储蓄水平是消费不足的原因;并认为提高收入,发展金融,增强信贷消费,完善市场制度和法治秩序才能真正拉动内需、促进消费。 After the reform and opening up, especially after China’s accession to the WTO, China’s investment and exports have both risen significantly while the level of consumption has remained below the world average for a long time. This has become an important factor restricting China’s economic development after the outbreak of the financial crisis . This paper analyzes the characteristics of China’s sustained downturn in consumer spending, believing that the widening gap between the rich and the poor, the low level of household income and the high level of savings are the reasons for the lack of consumption. It also considers that increasing income, developing finance, enhancing credit consumption, improving the market system and the rule of law Order can really stimulate domestic demand and promote consumption.