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农业是国民经济的基础,农业机械化是农业现代化的重要标志,机械化程度的提高需要配套金融体制及金融产品予以支持。但农业作为弱质产业,比较优势偏低,传统金融产品准入条件难于满足。融资租赁业务作为金融工具的创新产品,具备融资与融物为一体的金融特点。与贷款相比,融资租赁准入门槛较低,期限更为合理,还款方式更为灵活,所需成本更有利农民。本文在详细对比融资租赁相关制度规定的基础上,通过分
Agriculture is the foundation of the national economy. Agricultural mechanization is an important symbol of agricultural modernization. The improvement of mechanization requires supporting financial institutions and financial products to support it. However, as a weak industry, agriculture has relatively low comparative advantages and access to traditional financial products is difficult to meet. Financial leasing business as an innovative product of financial instruments, with financing and financial products as one of the financial characteristics. Compared with the loan, the financing lease access threshold is lower, the deadline is more reasonable, the repayment method is more flexible, the cost is more favorable to farmers. Based on the detailed comparison of the rules and regulations of financial leasing, this article passes the points