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中小企业是我国国民经济的重要组成部分和有生力量,是非常重要和活跃的组成部分,对经济发展和社会稳定起着举足轻重的作用。然而长期以来,中小企业的融资问题一直是困扰中小企业发展的重要制约因素。中小企业贷款难,上市筹资难,资金供需严重脱节,已成为制约中小企业进一步发展的瓶颈,资金供需的矛盾总是不断地困扰着中小企业的发展。因此认真研究中小企业融资难的原因与解决对策,对于中小企业成长有着重要的现实意义。
Small and medium-sized enterprises, as an important and viable force in our country’s national economy, are a very important and active part and play an important role in economic development and social stability. However, for a long time, the financing of SMEs has been an important constraint to the development of SMEs. SME loans difficult, the listing of financing difficulties, a serious disconnect between the supply and demand of funds has become a bottleneck restricting the further development of SMEs, the contradiction between supply and demand of funds is always plagued the development of SMEs. Therefore, it is very important to study the causes of SMEs financing difficulties and countermeasures, which is of great practical significance to the growth of SMEs.