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我国金融业面临加入世贸组织后的激烈竞争,吸取他人的先进经验为我所用是求生存、求发展的重要手段。作为企业管理的中心,财务管理在很大程度上决定着一个企业的生存与发展,而财务机构设置的科学与否以及集约程度,又是财务管理能否成功的重要决定因素。作为近邻的日本,其商业银行财务机构设置的成功经验应该能给我们提供有益的借鉴,本文拟从中日商业银行的财务机构设置对比出发,分析我国商业银行财务机构设置中存在的问题,并提出了相应的解决思路。
The financial industry in our country is facing fierce competition after China’s accession to the WTO. Drawing on the advanced experience of others is an important means of survival and development for what I use. As the center of enterprise management, financial management largely determines the survival and development of an enterprise. The scientific establishment of financial institutions and the degree of intensiveness are also important determinants of the success of financial management. As a neighbor of Japan, the successful experience of its commercial banks ’financial institutions should provide us with useful references. This article intends to analyze the existing problems in the setup of China’s commercial banks’ financial institutions from the comparison of the financial institutions in China and Japan and put forward The corresponding solution ideas.