医疗保障体系是医药卫生体系的重要组成部分。在国家实施医药卫生体制改革的进程中,医疗保障体系的改革与建设是走在前列的。目前,医疗救助制度普遍实施,社会医疗保险三个制度(职工基本医疗保险制度、农村合作医疗制度和城镇居民基本医疗保险制度)全面建立并实施,参保人数不断增多,已经惠及全国12亿人口。可以说,社会医疗保险正在由制度全覆盖走向人员全覆 Medical security system is an important part of the medical and health system. In the process of the national implementation of the reform of the medical and health system, the reform and construction of the medical security system are at the forefront. At present, the medical assistance system is universally implemented. The three systems of social medical insurance (the basic medical insurance system for employees, the rural cooperative medical system and the basic medical insurance system for urban residents) have been fully established and implemented. The number of insured persons is on the increase and the population of 1.2 billion has benefited . It can be said that the social health insurance is covered by the system full coverage of personnel coverage