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为深入开展“四讲一服务”活动,进一步落实“3351工程”。积极配合金融法规的实施,达到全面规范信贷行为,防范贷款风险的目的,中国人民银行衡阳分行最近专门组织金融、法律工作音研制出一套完整的信贷操作文件——《贷款文本》。 《贷款文本》以《中华人民共和国银行法》、《中华人民共和国商业银行法》、《中华人民共和国担保法》、《贷款通则》为依据,纠正了旧的借贷手续中不合“三法一通则”的部分,对“三法一通则”要求体现的而旧的借贷手续中没有涉及到的内容进行了增补。规范程度高,合法性强。
In order to further develop the “four stresses and one service” activities, further implement the “3351 Project.” Actively cooperate with the implementation of financial laws and regulations, to achieve a comprehensive credit behavior, to prevent the risk of loans purposes, the People’s Bank of China Hengyang Branch recently specialized financial and legal work tone developed a complete set of credit operating documents - “loan text.” The “Loan Text” is based on the “Bank Law of the People’s Republic of China”, “Commercial Bank Law of the People’s Republic of China”, “Guarantee Law of the People’s Republic of China” and “General Rules for Loans” to correct the “ ”Part of the“ three laws and one rule ”requirements reflected in the old borrowing procedures are not related to the contents of the supplement. High standard, strong legitimacy.