网络信贷服务业企业联盟日前宣布,将在2013年年底前完成P2P同业资信服务平台一期工程,届时,将实现联盟内机构借款人的逾期信息查询。业内人士表示,P2P网贷平台无法借助征信系统了解借款人抵押物的抵押情况,因此,资信平台的成立有助于避免重复借贷,降低借款人的恶意违约风险。过去6年,P2P市场交易量已增 Network credit service industry alliance recently announced that it will complete the first phase of peer-to-peer credit service platform by the end of 2013, by which time it will implement overdue information inquiry of institutional borrowers in the Union. According to insiders, P2P platform can not understand the mortgage of the borrower by means of credit information system. Therefore, the establishment of credit platform helps to avoid double borrowing and reduce the risk of malicious default by the borrower. In the past 6 years, P2P market trading volume has increased