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2008年以来,由次贷危机演化而来的国际金融危机给美国经济带来沉重打击,美国小企业的处境更是雪上加霜。为了解决小企业融资难问题、加速美国经济复苏,2010年9月美国国会通过了《2010年小企业就业法案》(下称“小企业就业法案”)。该法案强化了美国联邦小企业署(SBA)的传统贷款项目,并推出两个新的融资项目:各州小企业信贷计划(SSBCI)和小企业贷款基金(SBLF)。法案实施以来,各种融
Since 2008, the international financial crisis evolving from the subprime mortgage crisis has dealt a heavy blow to the U.S. economy. The situation of U.S. small businesses is even worse. In order to solve the financing difficulties of small businesses and accelerate the recovery of the U.S. economy, the United States Congress passed the Small Business Employment Act 2010 in September 2010 (hereinafter referred to as the “Small Business Employment Act”). The act reinforces the traditional loan program of the U.S. Federal Agency for Small Business (SBA) and introduces two new financing programs: the State Small Business Credit Program (SSBCI) and the Small Business Loan Fund (SBLF). Since the implementation of the bill, all kinds of financial integration